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Remotely disabling a deadbeat’s car is a good idea


Amazing – if you’re late on your car payment, your lender can disable your vehicle until you pay up. What a wonderful idea.

The article moans about the injustice of it all. Well, why do these sad sacks have to get a loan to buy a nice car? Perhaps they should live within their means, and pay cash for an older car from a “buy here, pay here” used car lot. I loaned an acquaintance $900 a few years ago to buy a heap from such a place. The transaction took literally ten minutes. (I wish all car purchases were like that). My acquaintance cleaned up the car (which was definitely a jalopy), it served him well, and he sold it for twice the price a few years later. Was it trendy or cool to drive such a car? No. But he bought what he could afford, and it worked out perfectly.

If you’re having your car disabled on a regular basis because you’re late on the payments, perhaps you should turn it in and buy something you can afford. Or (gasp) make sure you’re current, and pay your car loan first before you pay other bills.

I really don’t see what the problem is. I look forward to the day when all houses and apartments use electronic locks, and if you’re late on your rent or house payment, you’re locked out until you pay up.

That would take care of the “housing bubbles” and the inevitable crashes, which up to this point have been brought on by giving mortgages to people who cannot pay.

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